Hailstorms can wreak havoc on your roof, leading to costly repairs or total replacements. To minimize damage and navigate the insurance claim process smoothly, taking proactive measures before and after a storm is essential. Here’s how to protect your roof and file hail damage insurance claims successfully.
Protecting Your Roof from Hail Damage
Install Impact-Resistant Shingles: Consider upgrading to Class 4 impact-resistant shingles, specifically designed to withstand hail impacts and reduce damage.
Regular Inspections: Schedule regular roof inspections, especially after severe weather. Early detection of damage can prevent further issues and keep repair costs down.
Maintain Your Roof: Clean gutters, trim overhanging branches and fix loose or damaged shingles. Proper maintenance reduces the chances of hail causing extensive damage.
Document the Damage: Take clear photos of the damage from different angles after a storm. Include pictures of dented gutters, broken shingles, and other hail impact signs.
Contact Your Insurance Company: Report the damage as soon as possible
Delays can affect your claim. Provide the insurer with all the documentation you’ve gathered.
Get a Professional Roof Inspection: Hire a licensed roofing contractor to assess the damage. A detailed inspection report can support your claim and provide a professional evaluation of repair costs.
Meet the Insurance Adjuster: When the insurance adjuster arrives, ensure your contractor is present to discuss the findings. This can help ensure that all damage is recognized and fairly assessed.
Review the Settlement Offer: Carefully review the insurance company’s offer. If the compensation seems inadequate, negotiate or seek a second opinion.
Protecting your roof and understanding how to file hail damage insurance claims can save you time, stress, and money. For expert assistance in protecting your roof or navigating your claim, contact New Roof Plus today.
Case Study Focus: Aurora Roofing Insurance Claim Process
A homeowner in Aurora, Colorado sustained hail damage to their residential property in the summer of 2023. After a roof inspection was conducted, hail damage to the roof was discovered and an insurance claim was submitted to the property insurance company. This case study will review the steps this homeowner took to secure insurance funds through the claims process, choose the new roof, and the installation process.
Project Details
Hail Storms in Aurora, Colorado: May 10 and August 3, 2023
Roof Inspection: discovery of hail damage to the roof from a recent hail storm in Aurora CO.
Insurance Claim: Submitted with proof of hail damage to the roof
Insurance Adjuster Visit: Damage confirmed by insurance adjuster
Original Roofing Shingle Material: Standard Asphalt Shingle
Type of Structure Damaged: Residential Home
Insurance Damage Category: Hail Damaged, Full Roof Replacement
Product Attributes: Color – Driftwood, Hail-resistant, Impact-Resistant Shingles
Scope of Project
Insurance approval took several days. Submission of damaged shingles images and a visual inspection by the Insurance Adjuster cleared the way for approval for a full roof replacement. Once things were finalized with the insurance company, the roofing contractor had to navigate around some of the materials shortages that were occurring industry-wide on shingles. The contractor secured the requested materials and scheduled the work.
Roofing Permits and Licensing In Aurora, CO
All licensing was confirmed immediately to avoid any delays in getting the required city permit for construction. After the roof installation, the final city inspection of the roof was scheduled. This was completed the day after the roof was completed. This quickly closed out the permit, along with closing out the insurance approval for the release of all funds. The customer reported a very smooth process with no issues.
Contractor Notes
“Alice contacted us to inspect her roof for hail damage. We inspected and confirmed there was hail damage. We walked her through the insurance process, met with her adjuster, and navigated the claim with her. Once she fully understood the process, she selected the shingle color, and we scheduled the work. With the roof fully installed and the city inspection approving the work, we finalized payment with her insurance company to release the remaining funds to her. She was very satisfied.”
For more information, contact Greg Jones at New Roof Plus, call 303-974-5218 | Scroll Down for Project Photos and details
The insurance company will likely send out an insurance claims adjuster to inspect and verify the damage
If approved, the insurance company will provide you with funding verification and approval to choose a roofing contractor
The initial check will be either sent to you or your mortgage company for endorsement to your roofing contractor
With all endorsements in place, the contractor can proceed with the next steps involved with your roof replacement
Roof Installation Process
The roofing material is delivered to your home a day or so before the removal and installation begin.
The contractor will prepare your yard to protect it from debris and also secure a disposal location on the driveway near the roof
The old roofing shingles removal process begins. This is disposed of in the dumpster.
The roof decking (the plywood sheets below the shingles) will be inspected for rot or damage. Replacement of damaged decking will take place now. Roof decking after old roof removed
Roof vents are secured or installed if additional venting is required.
Underlayment is installed across the entire roof. This is the first layer of a waterproofing barrier placed on top of the plywood decking.
Shingle installation begins now
After completion of shingle installation, the roof is cleared of all debris
Quality check of the entire roof system
Clean Up of the entire area plus removal of the dumpster and all materials
The Driftwood color is a warm and inviting shade, reminiscent of the rustic charm of weathered wood. It adds a touch of elegance to any home, making it an excellent choice for a wide range of architectural styles. Whether your home has a classic or modern design, these shingles seamlessly blend in, enhancing your property’s curb appeal.
Beyond their attractive appearance, Duration Shingles are built to withstand the test of time and the harshest weather conditions. They feature the patented SureNail Technology, which ensures exceptional adhesion and wind resistance, making them capable of withstanding winds of up to 130 mph. This innovative technology provides peace of mind for homeowners, knowing their roof is well-protected.
Technology in the “Duration Storm” Shingle
Additionally, Owens Corning Duration Shingles in Driftwood are designed with a tough and resilient construction. They are engineered to resist algae growth, and their durable materials make them a dependable choice for long-term performance. The shingles are also backed by a limited lifetime warranty, offering protection for your investment.
In conclusion, Owens Corning Duration Shingles in Driftwood is a top-tier roofing solution that combines timeless beauty with robust performance. If you’re looking for a roofing material that not only enhances the visual appeal of your home but also provides lasting protection, these shingles are an excellent choice. With Owens Corning’s reputation for quality and innovation, you can trust that your roof will stand the test of time with Duration Shingles in the elegant Driftwood color.
Client Review Published on Google
“New Roof Plus replaced our roof after it took hail damage during a large storm. It was our first time getting a roof replaced. Greg helped us navigate the insurance and installation process and took the time to answer all of our questions in detail. The whole team was very responsive, kind, and professional. Stefan was also great and made sure we were fully satisfied with everything. The installation was fast. Our new roof and gutter guards look amazing! We’re very happy with how the project turned out. It’s also a big relief knowing that Greg installed hail-resistant shingles, so our roof will be safer in upcoming storms. Thank you!
roofing contractor had to navigate around some of the materials shortages that were occurring industry-wide on shingles. The contractor secured the requested materials and scheduled the work.
inspect and verify the damage
home has a classic or modern design, these shingles seamlessly blend in, enhancing your property’s curb appeal.
